When workers become injured, they turn to workers’ compensation to cover their medical expenses. However, there are instances when workers and employees have issues with this life-saving insurance. Hiring an experienced workers’ compensation lawyer in LA from the Oktanyan Der-Grigorian Law Group will solve your problem.
Workers’ Compensation Defined
Workers’ compensation is usually called “workers comp.” It’s a state-authorized scheme that benefits workers and employees who sustained work-related injuries or illnesses. This insurance system waives the worker’s right to file a lawsuit against his or her employer. It may include partial salary compensation and medical cost coverage.
Nearly all workers’ compensation programs are typically paid for by private insurers. These are premiums paid by individual employers. Workers concede expediency in return for guaranteed compensation. Employers, on the other hand, agree to a degree of liability while steering clear of the possible greater cost of a negligence case.
Workers’ Compensation Lawyer in LA: How Much is the Compensation Cost in California?
The workers’ compensation insurance cost varies from state to state. Additionally, rates differ regardless of whether the employees covered are doing low or high-risk occupations.
In California, the average cost of workers’ compensation is 40¢ for every $100 in payroll for low-risk employers. It would be $33.57 for workers who do high-risk jobs.
Majority Types of Workers’ Compensation Claims
Workers file workers’ compensation for several different reasons. Various types of injuries may initiate claims for diverse kinds of benefits. Below are some of the types of injuries and ensuing claims for workers’ compensation privileges that hurt workers make.
Sprains and Strains
Sprains and strains are some of the most common types of injuries that employees endure in the workplace. These are injuries or damages to the muscles or connective tissues. Particularly, these work-related injuries occur in industries, such as transportation, manufacturing, and warehouse industries to name a few.
Sprains result when ligaments experience stretching or tearing. Strains develop when muscles or tendons suffer tearing or pressure. Both sprains and strains are commonly due to too much stress put on muscles, ligaments, or tendons. These stressful activities include:
- Lifting more load than the body can take
- Pulling, pushing, or bearing more weight than your body can carry
- Awkward movements that can stress the muscles
- Twisting ligaments
- Collisions affecting knee ligaments
- Repetitive motion
- Slip, trip, or fall from a height
Fractures or broken bones transpire from slips and falls, equipment malfunctions, falling objects, equipment impacts, and traffic accidents. Workers in the manufacturing, warehousing, and construction industries are among those who commonly file for workers’ compensation claims.
Broken bones may take weeks or even months to heal. If you suffer from a broken bone it may take a while before you can get back to work. It means missing work and missing paychecks. It’s best to speak with an Oktanyan Der-Grigorian Law Group workers’ compensation lawyer in LA to ensure that you’re getting your compensation without any hassle.
These are contusions indicated by discolorations on affected body parts and are painful even when pressed lightly. Minor bruises might not necessitate treatment or leave for work. However, deep bruises can make it hard for injured workers to sit, walk, bend, or do the same routine without feeling pain and irritation.
Bruising occurs when a hard object impacted the body. It includes being hit by a falling object or accidentally struck by a forklift vehicle.
It can also result in more grave injuries, such as internal bleeding and ruptured organs. As an injured worker, you must notify your employer that you need to seek immediate medical attention. It’s important that the doctor check you up right away, especially when the contusion is strangely painful, impedes movability, and is increasingly painful.
Cuts and Lesions
These injuries generally occur when handling materials or tools necessary to do tasks. Workers in the manufacturing, warehouse, retail, and construction industries are the most susceptible to these kinds of injuries.
Minor cuts may not prompt the filing of workers’ compensation benefits. However, employers should provide medical treatment when cuts and lesions require some stitchings or other medical attention.
Other work-related injuries include:
- Organ damage
- Loss of vision
- Electric shock
- Mental health injuries
- Hearing loss
Workers’ Compensation Issues? Call the Oktanyan Der-Grigorian Law Group
The Oktanyan Der-Grigorian Law Group has been providing victims and their families the most comprehensive help since 2011. We are the go-to law firm because of our compassionate but well-versed workers’ compensation lawyers. Our priority is to boost and protect the victim’s physical, emotional and financial well-being.
We ensure that every plaintiff who seeks our help gets the compensation he deserves. Our workers’ compensation lawyers will protect your rights and defend you against those who afflicted you with harm and injury.
Call (818) 975-3080 or email us for any queries you may have. Let’s talk about your case at no cost. We work on a contingency fee basis.